What is the minimum liability insurance required for injury or death of one person?

What is the minimum liability insurance required for injury or death of one person?

• A. $15,000
• B. $25,000
• C. $50,000
• D. $10,000

Answer: (B)

The minimum liability insurance required for injury or death of one person is set at $25,000. This amount is established to ensure that drivers carry a basic level of financial protection in the event of an accident that results in injury or death. If a driver is at fault in an accident, this insurance helps cover medical expenses or compensation for the injured party, which is vital for maintaining public safety and ensuring that individuals can receive necessary medical care without the burden falling solely on them. The figure of $25,000 reflects a standardized minimum that aims to address common injury-related costs while balancing affordability for drivers. This coverage requirement reinforces responsible driving and promotes accountability on the road. Under certain circumstances, higher limits may be advised, but at a state level, $25,000 remains the stipulated minimum for the injury or death of one individual in an accident.

The minimum liability insurance required for injury or death of one person is set at $25,000. This amount is established to ensure that drivers carry a basic level of financial protection in the event of an accident that results in injury or death. If a driver is at fault in an accident, this insurance helps cover medical expenses or compensation for the injured party, which is vital for maintaining public safety and ensuring that individuals can receive necessary medical care without the burden falling solely on them.

The figure of $25,000 reflects a standardized minimum that aims to address common injury-related costs while balancing affordability for drivers. This coverage requirement reinforces responsible driving and promotes accountability on the road. Under certain circumstances, higher limits may be advised, but at a state level, $25,000 remains the stipulated minimum for the injury or death of one individual in an accident.